@layer reset{*,:before,:after{box-sizing:border-box}body,h1,h2,h3,h4,p,ul,ol{margin:0}button,input,select,textarea{font:inherit}img,svg{vertical-align:middle}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}[hidden]{display:none!important}}@layer base{:root{--ink:var(--text-strong);--muted:var(--text-muted);--paper:var(--surface-page);--line:var(--border-color);--white:#fff;--radius:18px;font-synthesis:none;color:var(--ink);background:var(--paper);scroll-behavior:smooth;scroll-padding-top:100px;font-family:Be Vietnam Pro,sans-serif;font-size:15px;line-height:1.75}a{color:inherit;text-decoration:none}button{cursor:pointer}button:disabled{cursor:default;opacity:.6}h1,h2,h3{letter-spacing:-.035em;line-height:1.3}h1{font-size:clamp(2.3rem,4.3vw,4.1rem);font-weight:600}h2{font-size:clamp(1.6rem,2.5vw,2.3rem);font-weight:600}h3{font-size:1.1rem;font-weight:600}p{color:var(--muted)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--brand-link);outline-offset:4px}::selection{background:var(--brand-soft);color:var(--brand-primary)}button{color:inherit}input,select,textarea{max-width:100%}:root{--brand-primary:#005098;--brand-deep:#003d74;--brand-link:#0061b5;--brand-accent:#f7941d;--brand-soft:#eaf3fc;--accent-soft:#fff2e3;--accent-text:#8a4900;--text-strong:#26364d;--text-body:#4f4b66;--text-muted:#5b6176;--surface-page:#fff;--surface-soft:#f2f3fa;--surface-raised:#f8faff;--border-color:#d8dbe9;--border-strong:#8fa9c7}h1,h2,h3{color:var(--brand-primary)}}@layer components{.container{width:min(1200px,100% - 64px);margin-inline:auto}.topbar{background:var(--brand-primary);color:var(--surface-soft);padding:8px 0;font-size:.72rem}.topbar .container{justify-content:space-between;gap:20px;display:flex}.topbar a{align-items:center;gap:8px;display:flex}.site-header{border-bottom:1px solid var(--line);z-index:20;backdrop-filter:blur(12px);background:#fffffff2;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:30px;height:86px;display:flex}.brand{letter-spacing:-.07em;align-items:center;gap:10px;font-size:2rem;font-weight:700;line-height:1;display:inline-flex}.brand-mark{background:var(--brand-primary);width:40px;height:40px;color:var(--brand-soft);letter-spacing:-.1em;border-radius:12px;justify-content:center;align-items:center;padding-top:3px;padding-right:7px;font-size:31px;display:inline-flex;position:relative}.brand-mark span{font-size:19px;position:absolute;top:1px;right:3px}.brand-dot{color:var(--brand-accent)}.desktop-nav{gap:29px;font-size:.85rem;font-weight:500;display:flex}.desktop-nav a{padding-block:8px}.desktop-nav a:hover,.desktop-nav .active{color:var(--brand-link);box-shadow:0 2px var(--brand-link)}.header-actions{align-items:center;gap:15px;display:flex}.icon-button{background:0 0;border:0;border-radius:50%;justify-content:center;align-items:center;width:42px;height:42px;display:inline-flex}.icon-button:hover{background:var(--surface-soft)}.button{border:1px solid var(--brand-primary);background:var(--brand-primary);color:#fff;border-radius:9px;justify-content:center;align-items:center;gap:13px;padding:14px 21px;font-size:.88rem;font-weight:500;line-height:1.5;transition:background .2s,transform .2s;display:inline-flex}.button:hover{background:var(--brand-link);transform:translateY(-1px)}.button-small{padding:10px 15px;font-size:.78rem}.button-outline{color:var(--brand-primary);border-color:var(--border-color);background:0 0}.button-outline:hover{background:var(--surface-soft)}.button-light{background:var(--brand-soft);color:var(--brand-primary);border-color:var(--brand-soft)}.button-light:hover{background:var(--border-strong)}.mobile-toggle{display:none}.mobile-nav{border-top:1px solid var(--line);padding:12px 24px 24px}.mobile-nav a{padding:10px;display:block}.skip-link{z-index:100;background:var(--brand-primary);color:#fff;padding:14px;position:fixed;top:-100px}.skip-link:focus{top:0}.eyebrow{letter-spacing:.1em;text-transform:uppercase;color:var(--brand-link);font-size:.7rem;font-weight:600}.section{padding:76px 0}.section-head{justify-content:space-between;align-items:end;gap:30px;margin-bottom:30px;display:flex}.section-head h2{margin-top:8px}.section-head p{max-width:620px;margin-top:12px;font-size:.9rem}.text-link{color:var(--brand-primary);white-space:nowrap;align-items:center;gap:10px;font-size:.86rem;font-weight:500;display:inline-flex}.text-link:hover{text-decoration:underline}.section-muted{background:var(--surface-soft);border-block:1px solid var(--line)}.hero{padding:68px 0 58px;position:relative;overflow:hidden}.hero-grid{grid-template-columns:1.13fr .87fr;align-items:center;gap:70px;display:grid}.hero-label{background:var(--surface-soft);border:1px solid var(--border-color);border-radius:30px;align-items:center;gap:9px;margin-bottom:24px;padding:7px 12px;font-size:.75rem;font-weight:500;display:inline-flex}.status-dot{background:var(--brand-accent);border-radius:50%;width:6px;height:6px}.hero h1{letter-spacing:-.05em;max-width:660px;line-height:1.2}.hero h1 em{color:var(--brand-link);font-style:normal}.hero-copy{max-width:530px;margin-top:24px;font-size:.96rem;line-height:1.9}.hero-search{border:1px solid var(--border-color);background:#fff;border-radius:11px;align-items:center;gap:11px;max-width:560px;margin-top:29px;padding:7px 7px 7px 17px;display:flex;box-shadow:0 5px 14px #00509805}.hero-search input{background:0 0;border:0;flex:1;min-width:0;height:40px;font-size:.82rem;outline:0!important}.hero-search:focus-within{outline:2px solid var(--brand-link)}.hero-search button{background:var(--brand-primary);color:#fff;white-space:nowrap;border:0;border-radius:7px;padding:12px 16px;font-size:.78rem}.popular-search{color:var(--muted);flex-wrap:wrap;align-items:center;gap:9px;margin-top:14px;font-size:.69rem;display:flex}.popular-search a{border:1px solid var(--line);color:var(--text-muted);border-radius:5px;padding:3px 9px}.popular-search a:hover{background:var(--surface-soft)}.hero-visual{background:var(--surface-soft);background-image:radial-gradient(#00509844 1px,#0000 1px);background-size:18px 18px;border-radius:24px;justify-content:center;align-items:center;min-height:420px;display:flex;position:relative}.finance-preview{border:1px solid var(--surface-soft);background:#fff;border-radius:16px;width:82%;padding:26px;position:relative;transform:rotate(-2deg);box-shadow:0 18px 45px #00509810}.preview-head{color:var(--text-muted);justify-content:space-between;font-size:.68rem;font-weight:500;display:flex}.preview-number{letter-spacing:-.06em;margin-top:12px;font-size:2.4rem;font-weight:600;line-height:1.4}.preview-number small{letter-spacing:0;color:var(--text-muted);font-size:1rem}.preview-caption{color:var(--text-muted);font-size:.65rem}.preview-chart{border-bottom:1px solid var(--line);align-items:end;gap:12px;height:137px;padding:20px 0 0;display:flex}.preview-chart span{background:var(--border-color);height:var(--height);border-radius:5px 5px 0 0;flex:1}.preview-chart span:last-child{background:var(--brand-primary)}.chart-labels{color:var(--text-muted);justify-content:space-between;margin-top:8px;font-size:.58rem;display:flex}.preview-foot{justify-content:space-between;margin-top:20px;font-size:.64rem;display:flex}.preview-foot b{font-size:.9rem;font-weight:500;display:block}.floating-note{border:1px solid var(--surface-soft);background:#fff;border-radius:10px;align-items:center;gap:10px;padding:12px 17px;font-size:.7rem;display:flex;position:absolute;top:23px;right:-19px;transform:rotate(2deg);box-shadow:0 9px 25px #00509810}.floating-note svg{color:var(--brand-primary)}.floating-note small{color:var(--muted);font-size:.6rem;display:block}.preview-pill{background:var(--brand-primary);color:var(--brand-soft);border-radius:10px;align-items:center;gap:9px;padding:11px 17px;font-size:.7rem;display:flex;position:absolute;bottom:20px;left:0;box-shadow:0 8px 20px #00509815}.trust-strip{border-block:1px solid var(--line);background:#fff;padding:20px 0}.trust-items{color:var(--text-muted);justify-content:space-between;gap:20px;font-size:.76rem;display:flex}.trust-items span{align-items:center;gap:10px;display:flex}.topic-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.topic-card{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:26px;transition:transform .2s,border-color .2s}.topic-card:hover{border-color:var(--text-muted);transform:translateY(-4px)}.topic-icon{border-radius:13px;justify-content:center;align-items:center;width:46px;height:46px;margin-bottom:20px;display:inline-flex}.topic-card h3{margin-bottom:10px}.topic-card p{min-height:49px;font-size:.83rem}.topic-foot{color:var(--text-muted);justify-content:space-between;align-items:center;margin-top:21px;font-size:.72rem;display:flex}.mint{background:var(--brand-soft);color:var(--brand-primary)}.peach{background:var(--accent-soft);color:var(--accent-text)}.blue{background:var(--brand-soft);color:var(--brand-primary)}.yellow{color:#725112;background:#fff5df}.lavender{background:var(--surface-soft);color:var(--text-muted)}.rose{background:var(--accent-soft);color:var(--accent-text)}.tools-grid{grid-template-columns:repeat(4,1fr);gap:16px;display:grid}.tool-card{border:1px solid var(--line);background:#fff;border-radius:15px;padding:25px 22px;transition:transform .2s,box-shadow .2s;position:relative}.tool-card:hover{transform:translateY(-4px);box-shadow:0 9px 25px #00509808}.tool-icon{background:var(--surface-soft);width:44px;height:44px;color:var(--brand-link);border-radius:11px;justify-content:center;align-items:center;margin-bottom:23px;display:inline-flex}.tool-card h3{margin-bottom:11px;font-size:.96rem}.tool-card p{font-size:.78rem}.tool-card .text-link{margin-top:24px;font-size:.74rem}.tool-tag{color:var(--text-muted);background:var(--surface-soft);border-radius:5px;padding:3px 7px;font-size:.6rem;position:absolute;top:20px;right:17px}.article-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.article-card{border:1px solid var(--line);background:#fff;border-radius:16px;transition:transform .2s;overflow:hidden}.article-card:hover{transform:translateY(-3px)}.article-art{justify-content:center;align-items:center;height:174px;display:flex;position:relative;overflow:hidden}.article-art>svg{box-sizing:content-box;opacity:.75;z-index:1;background:#ffffff35;border:1px solid;border-radius:20px;padding:16px;transform:rotate(-8deg)}.art-grid{background-image:linear-gradient(#ffffff45 1px,#0000 1px),linear-gradient(90deg,#ffffff45 1px,#0000 1px);background-size:34px 34px;position:absolute;inset:0;transform:rotate(12deg)scale(1.5)}.art-label{letter-spacing:.02em;font-size:.65rem;position:absolute;bottom:14px;left:19px}.article-card-body{padding:23px}.article-card-body .eyebrow{font-size:.62rem}.article-card h3{margin:11px 0;font-size:1.05rem;line-height:1.55}.article-card h3 a:after{content:""}.article-card h3 a:hover{color:var(--brand-link);text-decoration:underline}.article-card p{font-size:.8rem;line-height:1.8}.card-meta{color:var(--text-muted);border-top:1px solid var(--line);justify-content:space-between;gap:8px;margin-top:23px;padding-top:15px;font-size:.62rem;display:flex}.card-meta span{align-items:center;gap:5px;display:flex}.journey{grid-template-columns:1fr 1fr;align-items:start;gap:60px;display:grid}.journey-copy p{max-width:460px;margin-top:20px;font-size:.92rem}.steps{gap:0;display:grid}.step{gap:22px;padding-bottom:30px;display:flex;position:relative}.step:not(:last-child):before{content:"";background:var(--border-color);width:1px;position:absolute;top:39px;bottom:0;left:19px}.step-number{border:1px solid var(--border-strong);background:var(--surface-raised);z-index:1;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:39px;height:39px;font-size:.8rem;font-weight:500;display:inline-flex}.step h3{margin-top:4px;font-size:1rem}.step p{margin:7px 0 10px;font-size:.82rem}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;padding:22px 36px 22px 0;font-size:.93rem;font-weight:500;list-style:none;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-size:22px;font-weight:400;position:absolute;top:15px;right:4px}details[open] summary:after{content:"−"}details p{max-width:900px;padding:0 30px 22px 0;font-size:.86rem}.cta-panel{background:var(--brand-primary);color:#fff;border-radius:22px;justify-content:space-between;align-items:center;gap:30px;padding:40px 46px;display:flex}.cta-panel h2{max-width:650px;font-size:1.7rem}.cta-panel p{color:var(--border-color);margin-top:12px;font-size:.85rem}.site-footer{background:var(--surface-soft);border-top:1px solid var(--line);padding:62px 0 22px}.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px;display:grid}.footer-grid .brand{font-size:1.9rem}.footer-grid p{margin:19px 0 12px;font-size:.79rem}.footer-note{color:var(--muted);font-size:.68rem}.footer-grid h2{letter-spacing:0;margin-top:5px;margin-bottom:20px;font-size:.8rem}.footer-grid>div>a:not(.brand){color:var(--text-muted);margin-top:11px;font-size:.77rem;display:block}.footer-grid a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid var(--border-color);color:var(--text-muted);justify-content:space-between;gap:20px;margin-top:45px;padding-top:22px;font-size:.65rem;display:flex}.footer-bottom span:last-child{align-items:center;gap:6px;display:flex}.breadcrumbs{color:var(--text-muted);flex-wrap:wrap;align-items:center;gap:9px;padding:24px 0;font-size:.7rem;display:flex}.breadcrumbs a:hover{text-decoration:underline}.page-heading{max-width:820px;padding:28px 0 44px}.page-heading h1{margin:13px 0 20px;font-size:clamp(2.1rem,4vw,3.2rem)}.page-heading p{max-width:720px;line-height:1.9}.filter-bar{flex-wrap:wrap;gap:9px;margin:0 0 30px;display:flex}.chip{border:1px solid var(--border-color);background:#fff;border-radius:7px;align-items:center;gap:8px;padding:9px 14px;font-size:.75rem;display:inline-flex}.chip.active,.chip:hover{background:var(--brand-primary);color:#fff;border-color:var(--brand-primary)}.page-content{padding-bottom:76px}.reading-layout{grid-template-columns:minmax(0,760px) 270px;align-items:start;gap:70px;display:grid}.article-header{border-bottom:1px solid var(--line);margin-bottom:30px;padding-bottom:30px}.article-header h1{margin:13px 0 20px;font-size:clamp(2rem,3.6vw,3rem);line-height:1.4}.article-header .lead{font-size:1rem;line-height:1.9}.byline{color:var(--muted);flex-wrap:wrap;gap:15px;margin-top:23px;font-size:.7rem;display:flex}.prose{overflow-wrap:break-word;font-size:.95rem;line-height:1.95}.prose h2{margin:38px 0 16px;font-size:1.5rem;line-height:1.5}.prose h3{margin:27px 0 12px;font-size:1.1rem}.prose p{color:var(--text-body);margin-bottom:18px}.prose ul,.prose ol{color:var(--text-body);margin:0 0 22px;padding-left:25px}.prose li{margin-bottom:8px}.prose a{color:var(--brand-link);text-underline-offset:3px;text-decoration:underline}.prose strong{color:var(--ink);font-weight:600}.prose blockquote{border-left:3px solid var(--brand-link);background:var(--surface-soft);border-radius:0 10px 10px 0;margin:25px 0;padding:18px 22px}.prose blockquote p{margin:0}.prose table{border-collapse:collapse;width:100%;margin-block:23px;font-size:.79rem;display:block;overflow:auto}.prose th,.prose td{text-align:left;border:1px solid var(--line);min-width:110px;padding:12px}.prose th{background:var(--surface-soft)}.prose code{background:var(--surface-soft);border-radius:4px;padding:3px 6px;font-size:.85em}.article-sidebar{position:sticky;top:112px}.sidebar-box{border:1px solid var(--line);background:#fff;border-radius:14px;margin-bottom:20px;padding:24px}.sidebar-box h2{letter-spacing:0;margin-bottom:15px;font-size:.83rem}.toc-list{color:var(--text-muted);gap:12px;padding:0;font-size:.74rem;line-height:1.7;list-style:none;display:grid}.toc-list a:hover{color:var(--brand-link);text-decoration:underline}.sidebar-tool{background:var(--surface-soft)}.sidebar-tool p{margin:12px 0 18px;font-size:.77rem}.source-box{border:1px solid var(--line);background:var(--surface-soft);border-radius:12px;margin:40px 0 24px;padding:24px}.source-box h2{letter-spacing:0;margin:0 0 15px;font-size:.9rem}.source-box a{color:var(--brand-link);margin-top:10px;font-size:.8rem;text-decoration:underline;display:block}.disclosure{border-top:1px solid var(--line);color:var(--text-muted);padding-top:20px;font-size:.74rem}.notice{border:1px solid var(--border-color);background:var(--surface-soft);color:var(--text-muted);border-radius:12px;margin:24px 0;padding:18px 22px;font-size:.82rem}.notice a{text-decoration:underline}.simple-page{max-width:800px;padding-bottom:80px}.search-large{max-width:none;margin:0 0 20px}.results-count{margin:20px 0;font-size:.8rem}.search-results{gap:16px;padding:0;list-style:none;display:grid}.search-result{border:1px solid var(--line);background:#fff;border-radius:13px;padding:24px}.search-result a{color:var(--brand-primary);font-weight:600}.search-result p{margin-top:9px;font-size:.82rem}.search-result small{color:var(--text-muted);font-size:.65rem}.empty-state{text-align:center;background:var(--surface-soft);border-radius:14px;padding:50px}.glossary-list{grid-template-columns:1fr 1fr;gap:20px;display:grid}.glossary-item{border:1px solid var(--line);background:#fff;border-radius:13px;padding:25px}.glossary-item h2{letter-spacing:0;margin-bottom:12px;font-size:1rem}.glossary-item p{font-size:.83rem}.glossary-item a{color:var(--brand-link);font-size:.75rem;text-decoration:underline}.calculator-layout{grid-template-columns:1fr 1fr;align-items:start;gap:30px;display:grid}.calculator-form,.calculator-result{border:1px solid var(--line);background:#fff;border-radius:17px;padding:30px}.calculator-form h2,.calculator-result h2{letter-spacing:-.02em;margin-bottom:22px;font-size:1.05rem}.field{margin-bottom:20px;display:block}.field label,.field-label{margin-bottom:8px;font-size:.8rem;font-weight:500;display:block}.field input,.field select{border:1px solid var(--border-color);width:100%;height:48px;color:var(--ink);background:#fff;border-radius:8px;padding:10px 13px;font-size:.9rem}.field small{color:var(--text-muted);margin-top:6px;font-size:.67rem;display:block}.field-row{grid-template-columns:1fr 1fr;gap:18px;display:grid}.calculator-form .button{width:100%;margin-top:4px}.calc-intro{margin-bottom:22px;font-size:.77rem}.result-main{background:var(--surface-soft);border-radius:11px;margin-bottom:22px;padding:24px}.result-main span{color:var(--text-muted);font-size:.75rem}.result-main strong{letter-spacing:-.04em;color:var(--brand-primary);overflow-wrap:anywhere;margin-top:7px;font-size:2.1rem;font-weight:600;line-height:1.4;display:block}.result-line{border-bottom:1px solid var(--line);justify-content:space-between;gap:20px;padding:12px 0;font-size:.8rem;display:flex}.result-line b{text-align:right;font-weight:500}.result-note{margin-top:20px;font-size:.71rem;line-height:1.85}.calc-error{color:#9d3a2f;background:#f9eeeb;border-radius:8px;margin-top:18px;padding:14px;font-size:.8rem}.schedule-panel{border:1px solid var(--line);background:#fff;border-radius:16px;margin-top:35px;padding:28px;overflow:hidden}.schedule-header{justify-content:space-between;align-items:center;gap:20px;margin-bottom:20px;display:flex}.schedule-header h2{font-size:1.1rem}.table-scroll{max-height:450px;overflow:auto}.data-table{border-collapse:collapse;white-space:nowrap;width:100%;font-size:.75rem}.data-table th{background:var(--surface-soft);font-weight:500;position:sticky;top:0}.data-table th,.data-table td{text-align:right;border-bottom:1px solid var(--line);padding:12px}.data-table th:first-child,.data-table td:first-child{text-align:left}.explanation{max-width:840px;margin-top:55px}.debt-row{border:1px solid var(--line);border-radius:10px;margin-bottom:15px;padding:15px}.debt-row .field{margin-bottom:13px}.debt-row legend{padding:0 7px;font-size:.8rem}.debt-row .field-row{gap:10px}.debt-row input{padding:8px;font-size:.78rem}.debt-remove{color:#9d3a2f;background:0 0;border:0;padding:4px;font-size:.7rem}.mini-bars{align-items:end;gap:8px;height:130px;margin-top:25px;display:flex}.mini-bars span{background:var(--border-color);border-radius:4px 4px 0 0;flex:1;min-width:2px;min-height:4px}.mini-bars span:last-child{background:var(--brand-primary)}.consent-banner{border:1px solid var(--border-color);z-index:40;background:#fff;border-radius:14px;max-width:460px;padding:20px;position:fixed;bottom:20px;left:20px;box-shadow:0 10px 40px #00509820}.consent-banner p{font-size:.75rem}.consent-banner p a{text-decoration:underline}.consent-banner>div{gap:12px;margin-top:15px;display:flex}@media (width>=1500px){.container{width:min(1280px,100% - 100px)}.hero{padding-block:85px}.hero-grid{gap:100px}}@media (width<=1050px){.desktop-nav{gap:18px;font-size:.77rem}.header-inner{gap:20px}.header-cta{display:none}.hero-grid{gap:35px}.hero h1{font-size:3.1rem}.hero-visual{min-height:380px}.finance-preview{width:87%;padding:20px}.floating-note{right:-8px}.tools-grid{grid-template-columns:repeat(2,1fr)}.reading-layout{grid-template-columns:minmax(0,1fr) 230px;gap:35px}.footer-grid{gap:25px}}@media (width<=760px){.container{width:calc(100% - 36px)}.topbar{font-size:.59rem}.topbar .container>span{max-width:200px}.topbar a{gap:4px}.header-inner{height:70px}.brand{font-size:1.8rem}.brand-mark{width:35px;height:35px;font-size:28px}.desktop-nav{display:none}.mobile-toggle{display:flex}.header-actions{gap:3px}.hero{padding:40px 0}.hero-grid{grid-template-columns:1fr;gap:30px}.hero h1{max-width:620px;font-size:clamp(2.5rem,8.8vw,3.7rem)}.hero-label{margin-bottom:20px;font-size:.65rem}.hero-copy{margin-top:20px;font-size:.87rem}.hero-search{margin-top:23px}.hero-search input{font-size:.74rem}.hero-search button{padding:12px}.popular-search{font-size:.63rem}.hero-visual{width:100%;max-width:520px;min-height:325px;margin:auto}.finance-preview{width:81%;max-width:380px;padding:20px}.preview-chart{height:115px}.preview-number{font-size:2rem}.floating-note{padding:9px 12px;font-size:.62rem;top:12px;right:6px}.preview-pill{padding:8px 12px;font-size:.62rem;bottom:15px;left:6px}.trust-items{grid-template-columns:1fr 1fr;gap:14px;font-size:.65rem;display:grid}.trust-items svg{width:17px}.section{padding:48px 0}.section-head{align-items:start;gap:15px;margin-bottom:24px}.section-head h2{font-size:1.7rem}.section-head p{font-size:.8rem}.section-head>.text-link{white-space:normal;justify-content:end;min-width:85px;margin-top:12px;font-size:.68rem}.eyebrow{font-size:.62rem}.topic-grid{grid-template-columns:1fr 1fr;gap:12px}.topic-card{border-radius:13px;padding:20px 17px}.topic-card h3{font-size:.9rem}.topic-card p{min-height:65px;font-size:.72rem}.topic-icon{width:40px;height:40px;margin-bottom:16px}.topic-foot{margin-top:16px;font-size:.64rem}.tools-grid{gap:12px}.tool-card{padding:21px 17px}.tool-card h3{font-size:.86rem}.tool-card p{font-size:.72rem}.tool-tag{font-size:.52rem;top:18px;right:12px}.article-grid{grid-template-columns:1fr 1fr;gap:15px}.article-grid>.article-card:last-child:nth-child(odd){grid-column:1/-1}.article-art{height:145px}.article-card-body{padding:19px}.article-card h3{font-size:.95rem}.article-card p{font-size:.73rem}.card-meta{font-size:.58rem}.card-meta>span:last-child{display:none}.journey{grid-template-columns:1fr;gap:32px}.journey-copy p{font-size:.84rem}.cta-panel{border-radius:16px;flex-direction:column;align-items:start;padding:30px 25px}.cta-panel h2{font-size:1.5rem}.cta-panel p{font-size:.78rem}.footer-grid{grid-template-columns:1fr 1fr;gap:33px 22px}.footer-grid>div:first-child,.footer-grid>div:last-child{grid-column:1/-1}.footer-grid p{max-width:500px}.footer-grid h2{margin-bottom:16px}.footer-bottom{flex-direction:column;gap:12px;margin-top:30px}.site-footer{padding-top:40px}.page-heading{padding:12px 0 30px}.page-heading h1{font-size:2.1rem}.page-heading p{font-size:.88rem}.breadcrumbs{padding:20px 0;font-size:.63rem}.reading-layout{grid-template-columns:1fr;gap:25px}.article-sidebar{grid-row:1;position:static}.sidebar-box{margin:0 0 10px;padding:18px}.sidebar-tool{display:none}.toc-list{flex-wrap:wrap;gap:9px 18px;font-size:.66rem;display:flex}.article-header h1{font-size:2rem}.article-header .lead{font-size:.9rem}.prose{font-size:1rem}.prose h2{font-size:1.3rem}.byline{gap:9px 14px;font-size:.64rem}.calculator-layout{grid-template-columns:1fr;gap:18px}.calculator-form,.calculator-result{padding:22px}.calculator-result{scroll-margin-top:90px}.result-main strong{font-size:1.9rem}.field label{font-size:.75rem}.field-row{gap:12px}.schedule-panel{padding:20px 16px}.schedule-header h2{font-size:.95rem}.schedule-header .button-small{padding:8px;font-size:.65rem}.glossary-list{grid-template-columns:1fr}.chip{padding:8px 11px;font-size:.67rem}.filter-bar{gap:7px}.page-content{padding-bottom:48px}.consent-banner{max-width:none;bottom:12px;left:12px;right:12px}}@media (width<=420px){.article-grid{grid-template-columns:1fr}.article-grid>.article-card:last-child:nth-child(odd){grid-column:auto}.topic-card p{min-height:85px}.tools-grid .tool-tag,.hero-search>svg{display:none}.hero-search{padding-left:12px}.trust-items{gap:13px 8px;font-size:.6rem}.preview-number{font-size:1.9rem}.floating-note{font-size:.58rem}.field-row{grid-template-columns:1fr}.preview-foot{font-size:.59rem}.result-line{font-size:.73rem}.topic-card h3{font-size:.84rem}}@media (prefers-reduced-motion:reduce){:root{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}}.editorial-photo{min-width:0;margin:0}.editorial-photo picture{background:var(--surface-soft);border-radius:15px;display:block;overflow:hidden}.editorial-photo img{object-fit:cover;width:100%;height:auto;display:block}.editorial-photo figcaption{color:var(--text-muted);padding-top:10px;font-size:.66rem;line-height:1.7}.editorial-photo figcaption a{color:var(--brand-link);text-underline-offset:2px;margin-left:3px;text-decoration:underline}.photo-card picture{border-radius:0}.photo-card img{aspect-ratio:8/5;transition:transform .35s}.photo-banner img{aspect-ratio:16/6.5}.photo-cover{margin-bottom:30px}.photo-cover img{aspect-ratio:8/5}.photo-hero picture{border-radius:22px}.photo-hero img{aspect-ratio:8/5}.hero-grid{grid-template-columns:1.05fr .95fr;gap:60px}.hero-photography{min-width:0;padding-bottom:12px;position:relative}.hero-photography .editorial-photo figcaption{max-width:460px;padding-inline:3px}.hero-photo-badge{border:1px solid var(--surface-soft);background:#fffffff5;border-radius:12px;align-items:center;gap:13px;padding:16px 20px;font-size:.76rem;font-weight:500;display:flex;position:absolute;bottom:80px;left:-22px;box-shadow:0 12px 30px #00509814}.hero-photo-badge small{color:var(--text-muted);margin-top:3px;font-size:.64rem;font-weight:400;display:block}.topic-card{overflow:hidden}.topic-card>.editorial-photo{margin:-26px -26px 22px}.topic-card>.editorial-photo img{aspect-ratio:auto;height:145px}.topic-card>.topic-icon{width:38px;height:38px;margin-bottom:14px}.topic-card:hover>.editorial-photo img,.tool-card:hover>.editorial-photo img,.article-photo-link:hover img{transform:scale(1.035)}.article-photo-link{display:block;position:relative;overflow:hidden}.article-photo-link .editorial-photo img{aspect-ratio:auto;height:200px}.photo-topic-label{color:var(--brand-deep);background:#fffffff2;border-radius:5px;padding:4px 9px;font-size:.63rem;position:absolute;bottom:13px;left:15px;box-shadow:0 1px 8px #00509810}.tool-card-photo{overflow:hidden}.tool-card-photo>.editorial-photo{margin:-25px -22px 21px}.tool-card-photo>.editorial-photo img{aspect-ratio:auto;height:130px}.tool-card-photo>.tool-tag{color:var(--brand-deep);background:#fffffff2;top:14px}.tool-card-photo>.tool-icon{width:36px;height:36px;margin-bottom:14px}.tool-card-photo .eyebrow{font-size:.62rem}.library-heading,.tool-heading{grid-template-columns:1.35fr 1fr;align-items:center;gap:55px;max-width:none;display:grid}.library-heading h1,.tool-heading h1{font-size:clamp(2rem,3.6vw,3rem)}.library-heading>.editorial-photo,.tool-heading>.editorial-photo{margin:0}.library-heading>.editorial-photo figcaption,.tool-heading>.editorial-photo figcaption{font-size:.62rem}.reading-layout>article>.editorial-photo{margin-top:0;margin-bottom:32px}.reading-layout .article-header{margin-bottom:25px}.simple-page>.editorial-photo{margin-top:0;margin-bottom:30px}.editorial-section{grid-template-columns:1fr 1fr;align-items:center;gap:65px;padding-block:12px;display:grid}.editorial-section-image .editorial-photo{margin:0}.editorial-section-image .editorial-photo img{aspect-ratio:1}.editorial-section-copy h2{margin:14px 0 20px}.editorial-section-copy>p{font-size:.87rem;line-height:1.95}.editorial-principles{gap:20px;margin:28px 0;display:grid}.editorial-principles>div{align-items:start;gap:14px;display:flex}.editorial-principles svg{color:var(--brand-primary);flex-shrink:0;margin-top:4px}.editorial-principles strong{font-size:.82rem;font-weight:500;display:block}.editorial-principles small{color:var(--text-muted);margin-top:3px;font-size:.74rem;line-height:1.8;display:block}.editorial-section-compact{gap:35px}.editorial-source-list li{margin-bottom:18px}@media (width<=1050px){.hero-grid{gap:35px}.hero-photo-badge{padding:13px 15px;font-size:.7rem;left:-12px}.editorial-section{gap:35px}.library-heading,.tool-heading{gap:30px}.topic-card>.editorial-photo img{height:130px}}@media (width<=760px){.hero-grid{grid-template-columns:1fr;gap:30px}.hero-photography{width:100%;max-width:520px;margin-inline:auto}.hero-photography .photo-hero img{aspect-ratio:6/4}.hero-photo-badge{padding:11px 13px;font-size:.7rem;bottom:77px;left:10px}.hero-photo-badge small{font-size:.6rem}.editorial-photo figcaption{padding-top:8px;font-size:.62rem;line-height:1.8}.topic-card>.editorial-photo{margin:-20px -17px 18px}.topic-card>.editorial-photo img{height:115px}.topic-card>.topic-icon{width:34px;height:34px}.tool-card-photo>.editorial-photo{margin:-21px -17px 18px}.tool-card-photo>.editorial-photo img{height:110px}.article-photo-link .editorial-photo img{height:170px}.photo-topic-label{font-size:.58rem;bottom:10px;left:11px}.library-heading,.tool-heading{grid-template-columns:1fr;gap:23px}.library-heading>.editorial-photo,.tool-heading>.editorial-photo{max-width:520px}.library-heading .photo-banner img,.tool-heading .photo-banner img{aspect-ratio:16/6;max-height:170px}.editorial-section{grid-template-columns:1fr;gap:29px}.editorial-section-image .editorial-photo img{aspect-ratio:6/4}.editorial-section-copy>p{font-size:.84rem}.editorial-principles{gap:18px;margin:24px 0}.editorial-principles strong{font-size:.8rem}.editorial-principles small{font-size:.74rem}.photo-cover{margin-bottom:25px}.reading-layout>article>.editorial-photo{margin-bottom:27px}.simple-page>.editorial-photo img{aspect-ratio:6/4}}@media (width<=420px){.topic-card>.editorial-photo img{height:100px}.article-photo-link .editorial-photo img{height:210px}.hero-photo-badge{bottom:90px}.hero-photography .editorial-photo figcaption{max-width:340px}}.search-result-with-photo{grid-template-columns:120px minmax(0,1fr);align-items:start;gap:22px;display:grid}.search-result-with-photo>img{object-fit:cover;border-radius:9px;width:120px;height:80px;margin-top:6px}@media (width<=760px){.search-result-with-photo{grid-template-columns:80px minmax(0,1fr);gap:14px;padding:18px}.search-result-with-photo>img{width:80px;height:70px}.search-result-with-photo h2{font-size:.92rem!important}}.reading-layout>article,.reading-layout>.article-sidebar{min-width:0}.prose table{overscroll-behavior-x:contain;max-width:100%}.prose table:focus-visible{outline:3px solid var(--brand-link);outline-offset:3px}.new-guides .article-grid{gap:22px}.new-guide-links{flex-wrap:wrap;gap:18px 32px;padding-top:26px;display:flex}.new-guide-links .text-link{font-size:.8rem}.need-panel:focus-visible{outline:3px solid var(--brand-link);outline-offset:-5px}.lead-story .article-card{flex-direction:column;display:flex}.lead-story .article-card-body{flex-direction:column;flex:1;align-items:start;display:flex}.lead-story .card-meta{width:100%;margin-top:auto}.lead-story .article-card p{margin-bottom:25px}tool-discovery,saved-library{display:block}.quiet-label{color:var(--muted);white-space:nowrap;align-items:center;gap:7px;font-size:.75rem;display:inline-flex}.need-section{padding-bottom:32px}.need-finder{border:1px solid var(--border-color);background:var(--surface-soft);border-radius:20px;display:block;overflow:hidden}.need-finder[data-ready]{grid-template-columns:310px 1fr;display:grid}.need-tabs{border-right:1px solid var(--border-color);flex-direction:column;gap:8px;padding:15px;display:flex}.need-tabs button{text-align:left;min-height:65px;color:var(--text-muted);cursor:pointer;background:0 0;border:1px solid #0000;border-radius:11px;align-items:center;gap:13px;padding:20px 16px;font-size:.88rem;display:flex}.need-tabs button>svg:last-child{margin-left:auto}.need-tabs button:hover{background:var(--surface-soft)}.need-tabs button[aria-selected=true]{background:var(--brand-primary);border-color:var(--brand-primary);color:#fff;box-shadow:0 5px 12px #00509810}.need-panel{background:#fff;padding:32px 38px}.need-panel+.need-panel{border-top:1px solid var(--line)}.need-panel h3{letter-spacing:-.035em;max-width:600px;margin:12px 0;font-size:1.55rem;line-height:1.5}.need-panel>p{max-width:620px;font-size:.87rem}.need-links{grid-template-columns:1fr 1fr;gap:14px;margin:24px 0 18px;display:grid}.need-links>a{border:1px solid var(--line);border-radius:9px;align-items:center;gap:12px;padding:16px 13px;transition:background .15s;display:flex}.need-links>a:hover{background:var(--surface-soft);border-color:var(--brand-link)}.need-links>a>svg{flex-shrink:0;margin-left:auto}.need-step{color:var(--text-muted);font-size:.74rem;font-weight:600}.need-links small{color:var(--muted);margin-bottom:4px;font-size:.68rem;display:block}.need-links strong{font-size:.81rem;font-weight:500;line-height:1.6;display:block}.need-panel>.text-link{font-size:.76rem}.reading-picks{grid-template-columns:1.05fr 1fr;gap:38px;display:grid}.lead-story .article-card{border-radius:17px;height:100%}.lead-story .article-photo-link img{height:260px}.lead-story .article-card-body{padding:26px 28px}.lead-story .article-card h3{letter-spacing:-.035em;font-size:1.5rem;line-height:1.5}.lead-story .article-card p{font-size:.86rem}.lead-story .card-meta{font-size:.71rem}.reading-picks-list{border-top:1px solid var(--line)}.reading-pick{border-bottom:1px solid var(--line);grid-template-columns:25px 1fr 110px;align-items:center;gap:17px;padding:22px 0;display:grid}.pick-number{color:var(--text-muted);align-self:start;padding-top:3px;font-size:.78rem}.reading-pick .eyebrow{font-size:.6rem}.reading-pick h3{letter-spacing:-.015em;margin:7px 0 10px;font-size:1rem;font-weight:600;line-height:1.6}.reading-pick:hover h3{color:var(--brand-link);text-underline-offset:3px;text-decoration:underline}.reading-pick .editorial-photo picture{border-radius:9px}.reading-pick .editorial-photo img{aspect-ratio:auto;height:100px}.pick-more{color:var(--text-muted);align-items:center;gap:9px;font-size:.68rem;display:flex}.topic-directory{padding-top:50px}.topic-directory .topic-grid{grid-template-columns:repeat(2,1fr);gap:16px}.topic-directory .topic-card{grid-template-columns:130px 1fr auto;align-items:center;gap:8px 22px;padding:18px;display:grid;position:relative}.topic-directory .topic-card>.editorial-photo{grid-area:1/1/4;margin:0}.topic-directory .topic-card>.editorial-photo picture{border-radius:9px}.topic-directory .topic-card>.editorial-photo img{height:133px}.topic-directory .topic-icon{display:none}.topic-directory .topic-card h3{grid-column:2/4;margin:0;font-size:1.02rem}.topic-directory .topic-card p{grid-column:2/4;min-height:0;font-size:.77rem}.topic-directory .topic-foot{grid-column:2/4;margin-top:0;padding-top:9px;font-size:.67rem}.home-tool-card .tool-icon{margin-bottom:18px}.home-tool-card h3{font-size:1.06rem}.home-tool-card p{font-size:.83rem}.home-tool-card .text-link{font-size:.79rem}.reading-tools{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;padding-top:22px;display:flex;position:relative}.reading-tool-actions,.reading-size{align-items:center;gap:8px;display:flex}.reading-tools button{border:1px solid var(--surface-soft);min-height:40px;color:var(--brand-primary);cursor:pointer;background:#fff;border-radius:7px;justify-content:center;align-items:center;gap:7px;padding:8px 12px;font-size:.73rem;display:inline-flex}.reading-tools button:hover{background:var(--surface-soft)}.reading-tools button[aria-pressed=true]{border-color:var(--brand-primary);background:var(--surface-soft);color:var(--brand-deep)}.reading-size>span{color:var(--muted);margin-right:3px;font-size:.7rem}.reading-size button{min-width:40px}.reading-size button:last-child{font-size:.88rem}.reading-feedback{color:var(--text-muted);flex-basis:100%;min-height:0;font-size:.7rem;display:block}.reading-feedback:empty{display:none}.reading-progress{background:var(--brand-accent);transform-origin:0;z-index:1000;pointer-events:none;height:3px;position:fixed;top:0;left:0;right:0;transform:scaleX(0)}.reading-layout .prose{font-size:1.06rem;line-height:1.95}.reading-layout .prose p,.reading-layout .prose ul,.reading-layout .prose ol{color:var(--text-body)}.reading-layout .prose h2{margin-top:40px;padding-top:5px;font-size:1.65rem}.reading-layout .prose h3,.reading-large .prose{font-size:1.22rem}.reading-large .prose h2{font-size:1.8rem}.reading-large .prose h3{font-size:1.4rem}.toc-box summary{padding:0 25px 14px 0;font-size:.85rem}.toc-box summary:after{top:-8px;right:0}.toc-box .toc-list{gap:10px;display:grid}.toc-list a[aria-current=location]{color:var(--brand-primary);text-underline-offset:4px;font-weight:600;text-decoration:underline}.toc-list a{padding-block:4px;display:block}.article-sidebar>.text-link{font-size:.73rem}.saved-count{margin-bottom:25px;font-size:.85rem}.saved-empty{text-align:center;max-width:600px;margin:auto;padding:35px 0 65px}.saved-empty>svg{color:var(--brand-primary);margin-bottom:22px}.saved-empty h2{font-size:1.7rem;line-height:1.5}.saved-empty p{margin:15px 0 25px;font-size:.87rem}.saved-grid>div{flex-direction:column;display:flex}.saved-grid .article-card{flex:1}.remove-saved{cursor:pointer;text-underline-offset:3px;color:var(--text-muted);background:0 0;border:0;align-self:start;padding:14px 2px;font-size:.74rem;text-decoration:underline}.tool-discovery{background:var(--surface-soft);border:1px solid var(--surface-soft);border-radius:12px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin-bottom:25px;padding:20px;display:flex}.tool-discovery .filter-bar{gap:8px;margin:0}.tool-filter-status{color:var(--text-muted);font-size:.76rem}.tool-discovery .chip{cursor:pointer;min-height:40px}.tool-discovery .chip[aria-pressed=true]{background:var(--brand-primary);border-color:var(--brand-primary);color:#fff}.tools-page-grid .tool-card{flex-direction:column;display:flex}.tools-page-grid .tool-card>.text-link{margin-top:auto;padding-top:24px}.tools-page-grid .tool-card p{padding-bottom:4px}.tool-hub-intro{grid-template-columns:1.3fr 1fr;align-items:center;gap:60px;max-width:none;display:grid}.tool-hub-intro>.editorial-photo img{aspect-ratio:16/9}.tool-hub-intro>.editorial-photo figcaption{font-size:.62rem}@media (width<=1050px){.need-finder[data-ready]{grid-template-columns:260px 1fr}.need-panel{padding:27px}.need-links{grid-template-columns:1fr;gap:10px;margin-top:20px}.need-links>a{padding:12px}.reading-picks{gap:25px}.reading-pick{grid-template-columns:20px 1fr 90px;gap:12px}.reading-pick .editorial-photo img{height:90px}.topic-directory .topic-card{grid-template-columns:100px 1fr auto;gap:7px 16px}.topic-directory .topic-card>.editorial-photo img{height:145px}.tool-hub-intro{gap:30px}}@media (width<=760px){.quiet-label{white-space:normal;max-width:100px;font-size:.64rem}.need-section{padding-bottom:16px}.need-finder[data-ready]{border-radius:14px;grid-template-columns:1fr}.need-tabs{border-right:0;border-bottom:1px solid var(--border-color);grid-template-columns:1fr 1fr;gap:8px;padding:12px;display:grid}.need-tabs button{gap:9px;min-height:58px;padding:13px 10px;font-size:.74rem}.need-tabs button>svg:first-child{flex-shrink:0;width:18px}.need-tabs button>svg:last-child{display:none}.need-panel{padding:24px 20px}.need-panel h3{margin:10px 0 12px;font-size:1.4rem}.need-panel>p{font-size:.83rem}.need-links{margin-top:20px}.need-links strong{font-size:.82rem}.need-panel>.text-link{font-size:.74rem}.reading-picks{grid-template-columns:1fr;gap:25px}.lead-story .article-photo-link img{height:220px}.lead-story .article-card-body{padding:22px}.lead-story .article-card h3{font-size:1.35rem}.reading-pick{grid-template-columns:20px 1fr 86px;gap:12px;padding:18px 0}.reading-pick h3{font-size:.93rem}.reading-pick .editorial-photo img{height:86px}.reading-pick .eyebrow{font-size:.56rem}.reading-pick .pick-more{font-size:.64rem}.topic-directory{padding-top:32px}.topic-directory .topic-grid{grid-template-columns:1fr;gap:12px}.topic-directory .topic-card{grid-template-columns:100px 1fr auto;gap:6px 16px;padding:14px}.topic-directory .topic-card>.editorial-photo img{height:126px}.topic-directory .topic-card h3{font-size:.96rem}.topic-directory .topic-card p{font-size:.76rem}.home-tool-card p{font-size:.77rem}.home-tool-card h3{font-size:.91rem}.reading-tools{gap:13px;padding-top:18px}.reading-tools button{min-height:42px;padding:8px 10px;font-size:.7rem}.reading-size>span{font-size:.68rem}.reading-tool-actions{gap:7px}.reading-size{gap:6px}.reading-layout .article-header h1{font-size:2.05rem;line-height:1.4}.reading-layout .prose{font-size:1.05rem;line-height:1.95}.reading-layout .prose h2{font-size:1.4rem}.reading-large .prose{font-size:1.2rem}.reading-large .prose h2{font-size:1.6rem}.reading-layout>.article-sidebar{order:0;grid-row:auto;position:static}.reading-layout>article{grid-row:2}.article-sidebar .toc-box{margin-bottom:0}.article-sidebar>.text-link{display:none}.toc-box summary{padding:2px 27px 2px 0;font-size:.79rem}.toc-box summary:after{top:-6px}.toc-box[open] summary{padding-bottom:14px}.toc-box .toc-list{gap:7px;font-size:.77rem}.article-sidebar{margin-top:0}.saved-empty{padding-top:20px}.saved-empty h2{font-size:1.4rem}.saved-grid{grid-template-columns:1fr}.tool-discovery{align-items:start;gap:14px;padding:15px}.tool-discovery .filter-bar{gap:7px}.tool-discovery .chip{font-size:.7rem}.tool-hub-intro{grid-template-columns:1fr;gap:22px}.tool-hub-intro>.editorial-photo{max-width:520px}.tool-hub-intro>.editorial-photo img{max-height:190px}.tools-page-grid{grid-template-columns:1fr}.tools-page-grid .tool-card{grid-template-columns:130px 1fr;gap:0 20px;padding:20px;display:grid}.tools-page-grid .tool-card>.editorial-photo{grid-area:1/1/7;margin:0}.tools-page-grid .tool-card>.editorial-photo picture{border-radius:8px;height:100%}.tools-page-grid .tool-card>.editorial-photo img{height:100%;min-height:160px}.tools-page-grid .tool-card>.tool-icon,.tools-page-grid .tool-card>.tool-tag{display:none}.tools-page-grid .tool-card>.eyebrow{grid-column:2;font-size:.59rem!important}.tools-page-grid .tool-card>h2{grid-column:2;font-size:1rem!important}.tools-page-grid .tool-card>p{grid-column:2;font-size:.78rem}.tools-page-grid .tool-card>.text-link{grid-column:2;padding-top:16px;font-size:.72rem}}@media (width<=380px){.tools-page-grid .tool-card{grid-template-columns:85px 1fr;gap:0 14px;padding:16px}.need-tabs button{padding-inline:8px;font-size:.69rem}.reading-pick{grid-template-columns:1fr 80px}.pick-number{display:none}.reading-tool-actions{flex-wrap:wrap}.topic-directory .topic-card{grid-template-columns:85px 1fr auto;gap:6px 13px}.topic-directory .topic-card>.editorial-photo img{height:140px}}.company-directory-debt-note{max-width:900px;margin:0 0 28px;font-size:.86rem;line-height:1.9}.company-directory-debt-note a{color:var(--brand-link);text-underline-offset:3px;text-decoration:underline}.company-bad-debt{border-top:2px solid var(--border-color);border-bottom:1px solid var(--border-color);margin:35px 0;padding:28px 0 8px}.company-bad-debt>.eyebrow{font-size:.64rem}.company-bad-debt>h2{margin-top:10px}.company-debt-link{width:100%;color:var(--brand-link);text-underline-offset:3px;align-items:center;gap:7px;margin-bottom:5px;font-size:.75rem;text-decoration:underline;display:flex}.company-hub-hero{grid-template-columns:1.3fr 1fr;align-items:center;gap:50px;padding:25px 0 42px;display:grid}.company-hub-hero h1{margin:14px 0 20px;font-size:clamp(2.3rem,3.9vw,3.5rem);line-height:1.35}.company-hub-hero>div>p{max-width:650px;font-size:.97rem;line-height:1.9}.company-hub-hero .editorial-photo img{aspect-ratio:6/4}.company-hub-facts{color:var(--text-muted);flex-wrap:wrap;gap:15px 25px;margin:23px 0 19px;font-size:.78rem;display:flex}.company-hub-facts span{align-items:center;gap:8px;display:flex}.company-hub-hero .text-link{font-size:.8rem}.company-role-guide{border:1px solid var(--surface-soft);background:var(--surface-soft);border-radius:15px;grid-template-columns:repeat(3,1fr);margin-bottom:35px;display:grid}.company-role-guide>div{min-width:0;padding:24px}.company-role-guide>div+div{border-left:1px solid var(--surface-soft)}.company-role-guide svg{color:var(--brand-primary)}.company-role-guide h2{letter-spacing:0;margin:12px 0 8px;font-size:.9rem}.company-role-guide p{font-size:.77rem;line-height:1.8}.company-filters{border:1px solid var(--line);background:#fff;border-radius:14px;margin-bottom:23px;padding:24px}.company-search{max-width:550px}.company-filters .filter-bar{margin:20px 0 15px}.company-filters .chip[aria-pressed=true]{color:#fff;background:var(--brand-primary);border-color:var(--brand-primary)}.company-result-count{color:var(--text-muted);font-size:.78rem}.company-list-note{color:var(--text-muted);justify-content:space-between;align-items:center;gap:15px;margin-bottom:20px;font-size:.73rem;display:flex}.company-list-note a{text-underline-offset:3px;align-items:center;gap:7px;text-decoration:underline;display:inline-flex}.company-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:21px;display:grid}.company-card{border:1px solid var(--surface-soft);background:#fff;border-radius:15px;flex-direction:column;min-width:0;padding:25px;transition:border-color .2s,box-shadow .2s;display:flex}.company-card:hover{border-color:var(--text-muted);box-shadow:0 8px 25px #00509808}.company-card-top{justify-content:space-between;align-items:center;gap:14px;margin-bottom:19px;display:flex}.company-mark{background:var(--surface-soft);border:1px solid var(--border-color);width:50px;height:50px;color:var(--brand-primary);letter-spacing:-.035em;border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;font-size:1.15rem;font-weight:600;display:inline-flex}.company-kind{background:var(--surface-soft);color:var(--text-muted);border-radius:6px;padding:5px 9px;font-size:.67rem;line-height:1.6}.company-card h3{letter-spacing:-.025em;margin:0 0 9px;font-size:1.25rem}.company-card h3 a:hover{text-underline-offset:3px;text-decoration:underline}.company-legal{color:var(--text-muted);margin-bottom:13px;font-size:.68rem;line-height:1.75}.company-summary{color:var(--text-muted);margin-bottom:15px;font-size:.83rem;line-height:1.85}.company-products{flex-wrap:wrap;gap:6px;margin:0 0 22px;padding:0;list-style:none;display:flex}.company-products li{color:var(--text-muted);background:var(--surface-soft);border-radius:5px;padding:3px 7px;font-size:.64rem}.company-card-bottom{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;margin-top:auto;padding-top:17px;display:flex}.company-card-bottom .text-link{white-space:normal;font-size:.74rem}.company-select{cursor:pointer;align-items:center;gap:8px;min-height:36px;font-size:.72rem;display:flex}.company-select input{width:17px;height:17px;accent-color:var(--brand-primary)}.company-select:has(input:disabled){opacity:.6}.company-comparison-bar{background:var(--brand-primary);color:#fff;z-index:15;border-radius:12px;justify-content:space-between;align-items:center;gap:20px;margin:25px 0 0;padding:18px 22px;display:flex;position:sticky;bottom:14px;box-shadow:0 9px 30px #163a3620}.company-comparison-bar>.comparison-message{font-size:.8rem}.company-comparison-bar>div{flex-shrink:0;gap:10px;display:flex}.company-comparison-bar .button{background:var(--brand-soft);color:var(--brand-primary);border:1px solid var(--brand-soft)}.company-comparison-bar .button-outline{color:#fff;border-color:var(--text-muted);background:0 0}.company-comparison{padding:35px 0 10px;scroll-margin-top:115px}.company-comparison h2{margin:12px 0 15px;font-size:1.8rem}.company-comparison>p{max-width:820px;margin-bottom:25px;font-size:.85rem}.company-comparison-table{border:1px solid var(--line);overscroll-behavior-x:contain;background:#fff;border-radius:10px;width:100%;overflow:auto}.company-comparison table{border-collapse:collapse;width:100%;min-width:650px;font-size:.8rem}.company-comparison th,.company-comparison td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);border-right:1px solid var(--line);overflow-wrap:anywhere;min-width:170px;max-width:290px;padding:17px}.company-comparison th{background:var(--surface-soft);font-weight:500}.company-comparison thead th{font-weight:600}.company-comparison a{color:var(--brand-primary);text-underline-offset:3px;text-decoration:underline}.company-directory-bottom{grid-template-columns:1fr 1fr;align-items:start;gap:30px;padding:35px 0 70px;display:grid}.company-directory-bottom .notice{margin:0}.company-directory-bottom .notice h2{margin-bottom:12px;font-size:1rem}.company-directory-bottom .notice p{color:var(--text-muted);font-size:.79rem}.company-read-more{padding:18px 0}.company-read-more h2{margin-bottom:17px;font-size:1.2rem}.company-read-more a{color:var(--brand-link);text-underline-offset:3px;align-items:center;gap:10px;padding:11px 0;font-size:.8rem;text-decoration:underline;display:flex}.company-read-more svg{flex-shrink:0}.company-profile-heading{border-bottom:1px solid var(--line);max-width:980px;margin-bottom:40px;padding:25px 0 36px}.company-profile-label{align-items:center;gap:15px;margin-bottom:18px;display:flex}.company-profile-label>span:last-child{flex-direction:column;align-items:start;gap:9px;display:flex}.company-profile-label .eyebrow{font-size:.63rem}.company-profile-heading h1{max-width:960px;margin:0 0 20px;font-size:clamp(2.1rem,3.4vw,3rem);line-height:1.4}.company-profile-heading .lead{max-width:900px;font-size:1rem;line-height:1.95}.company-scope{background:var(--surface-soft);color:var(--text-muted);border-radius:8px;max-width:860px;margin-top:20px;padding:12px 16px;font-size:.74rem}.company-reading-layout{grid-template-columns:minmax(0,820px) 270px;align-items:start;gap:65px;display:grid}.company-profile-body{font-size:1.03rem;line-height:1.95}.company-profile-body section:first-child h2{margin-top:0}.company-profile-body section{scroll-margin-top:115px}.company-profile-body .company-facts{border:1px solid var(--line);background:#fff;border-radius:12px;margin:22px 0;padding:5px 22px}.company-facts>div{grid-template-columns:165px minmax(0,1fr);gap:20px;padding:15px 0;font-size:.85rem;line-height:1.8;display:grid}.company-facts>div+div{border-top:1px solid var(--line)}.company-facts dt{color:var(--text-muted)}.company-facts dd{color:var(--text-strong);overflow-wrap:anywhere;margin:0}.company-guide-link{background:var(--surface-soft);border:1px solid var(--border-color);border-radius:10px;align-items:start;gap:14px;margin:22px 0;padding:18px 20px;font-size:.85rem;line-height:1.8;display:flex}.company-guide-link svg{color:var(--brand-primary);flex-shrink:0;margin-top:4px}.company-review-columns{grid-template-columns:1fr 1fr;gap:20px;margin:20px 0 28px;display:grid}.company-review-columns>div{border:1px solid var(--surface-soft);background:var(--surface-soft);border-radius:12px;padding:22px}.company-review-columns>div+div{background:#fcf6eb;border-color:#eadfc7}.company-review-columns h3{margin:0 0 16px;font-size:1rem}.company-review-columns ul{margin:0;padding-left:19px;font-size:.87rem}.company-review-columns li:last-child{margin-bottom:0}.company-profile-aside{min-width:0;position:sticky;top:112px}.company-toc summary{padding:0 25px 13px 0;font-size:.85rem}.company-toc summary:after{top:-8px}.company-aside-action h2{margin-top:14px;font-size:.93rem;line-height:1.65}.company-aside-action p{margin-bottom:19px;font-size:.78rem}.company-profile-aside>.text-link{font-size:.74rem}.company-sources{border:1px solid var(--line);background:var(--surface-soft);border-radius:12px;margin-top:35px;padding:26px}.company-profile-body .company-sources h2{margin:0 0 12px;font-size:1.15rem}.company-sources>p{font-size:.79rem}.company-sources ol{margin-bottom:0;padding-left:22px;font-size:.83rem}.company-sources li{padding-bottom:12px}.company-sources li>span{color:var(--text-muted);margin-top:6px;font-size:.77rem;display:block}.company-faq h3{font-size:1.1rem}.company-faq p{font-size:.96rem}.company-profile-body .disclosure{font-size:.75rem;line-height:1.9}.company-profile-body{min-width:0}.company-home{padding-top:55px}.company-home-method{margin:22px 0 0;font-size:.8rem}.company-home .company-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.company-home .company-card{background:#fff}@media (width>=761px) and (width<=1200px){.header-cta{display:none}.desktop-nav{gap:18px;font-size:.77rem}.header-inner{gap:20px}}@media (width<=1100px){.company-hub-hero{gap:30px}.company-hub-hero h1{font-size:2.8rem}.company-reading-layout{grid-template-columns:minmax(0,1fr) 230px;gap:30px}.company-profile-body{font-size:1rem}.company-role-guide>div{padding:20px}.company-card{padding:22px}.company-grid{gap:16px}.company-review-columns{grid-template-columns:1fr;gap:15px}.company-role-guide{grid-template-columns:repeat(3,1fr)}}@media (width<=900px){.company-reading-layout{grid-template-columns:minmax(0,1fr);gap:22px}.company-profile-aside{grid-row:1;position:static}.company-profile-aside>.company-aside-action,.company-profile-aside>.text-link{display:none}.company-toc{margin-bottom:0}.company-toc summary{padding:2px 25px 2px 0}.company-toc[open] summary{padding-bottom:15px}.company-toc .toc-list{gap:7px;font-size:.78rem;display:grid}.company-profile-heading{margin-bottom:25px}.company-grid,.company-home .company-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.company-hub-hero{grid-template-columns:1fr}.company-hub-hero .editorial-photo{max-width:600px}.company-hub-hero .editorial-photo img{aspect-ratio:16/7;object-fit:cover;max-height:230px}.company-directory-bottom{grid-template-columns:1fr;gap:13px}.company-profile-body section{scroll-margin-top:95px}}@media (width<=760px){.company-hub-hero{gap:25px;padding:16px 0 30px}.company-hub-hero h1{font-size:2.15rem;line-height:1.4}.company-hub-hero>div>p{font-size:.88rem}.company-hub-facts{gap:12px;font-size:.72rem}.company-hub-hero .text-link{white-space:normal;font-size:.73rem}.company-role-guide{grid-template-columns:1fr;margin-bottom:25px}.company-role-guide>div+div{border-left:0;border-top:1px solid var(--surface-soft)}.company-role-guide>div{padding:18px 15px}.company-role-guide h2{font-size:.82rem}.company-role-guide p{font-size:.72rem}.company-filters{padding:19px}.company-filters .field label{font-size:.78rem}.company-filters .filter-bar{gap:7px}.company-filters .chip{min-height:39px}.company-list-note{flex-wrap:wrap;align-items:start;gap:12px;font-size:.66rem}.company-grid,.company-home .company-grid{grid-template-columns:minmax(0,1fr);gap:15px}.company-card{padding:22px}.company-card-top{margin-bottom:16px}.company-card h3{font-size:1.25rem}.company-legal{font-size:.72rem}.company-summary{font-size:.85rem}.company-products li{font-size:.67rem}.company-card-bottom .text-link,.company-select{font-size:.75rem}.company-comparison-bar{flex-direction:column;align-items:stretch;gap:12px;padding:16px;bottom:10px}.company-comparison-bar>.comparison-message{font-size:.74rem}.company-comparison-bar>div{justify-content:space-between}.company-comparison h2{font-size:1.5rem}.company-comparison table{font-size:.75rem}.company-profile-heading{padding-top:15px;padding-bottom:25px}.company-profile-heading h1{font-size:2rem;line-height:1.4}.company-profile-heading .lead{font-size:.91rem}.company-profile-label .eyebrow{font-size:.57rem}.company-profile-label{gap:12px}.company-scope{font-size:.72rem}.company-profile-body{font-size:1.03rem}.company-profile-body h2{font-size:1.4rem}.company-profile-body .company-facts{padding:4px 17px}.company-facts>div{grid-template-columns:minmax(0,1fr);gap:4px;padding:12px 0;font-size:.87rem}.company-facts dt{font-size:.74rem}.company-review-columns>div{padding:19px}.company-review-columns ul{font-size:.88rem}.company-guide-link{gap:11px;padding:16px;font-size:.82rem}.company-sources{padding:20px}.company-sources ol{padding-left:18px}.company-profile-body .company-sources h2{font-size:1.1rem}.company-profile-body .disclosure{font-size:.73rem}.company-home{padding-top:35px}}.brand{color:var(--brand-primary)}.brand-mark{color:#fff}.brand-mark span,.brand-dot{color:var(--brand-accent)}.hero-label{color:var(--brand-deep);background:var(--accent-soft);border-color:#f3d4ad}.hero h1 em{color:var(--brand-link)}.hero-photo-badge{color:var(--brand-deep)}.hero-photo-badge>svg{color:var(--brand-primary)}.status-dot,.reading-progress{background:var(--brand-accent)}.cta-panel h2{color:#fff}.cta-panel p{color:#e0ebf8}.cta-panel .button-light{color:var(--brand-deep);background:var(--brand-accent);border-color:var(--brand-accent)}.cta-panel .button-light:hover{background:#ffad49;border-color:#ffad49}.site-footer{background:var(--brand-deep);border-color:var(--brand-primary)}.site-footer .brand,.footer-grid h2{color:#fff}.site-footer .brand-mark{background:var(--brand-primary)}.footer-grid p,.footer-note,.footer-bottom{color:#d9dbe8}.footer-grid>div>a:not(.brand){color:#e0ebf8}.footer-grid>div>a:not(.brand):hover{color:#fff}.footer-bottom{border-color:#fff3}.button-accent,.header-cta{color:var(--brand-deep);background:var(--brand-accent);border-color:var(--brand-accent);font-weight:600}.button-accent:hover,.header-cta:hover{color:var(--brand-deep);background:#ffad49;border-color:#ffad49}.hero-home{background:linear-gradient(110deg,#fff 35%,#fff8f0 100%);border-bottom:1px solid #f3dfc6;padding-block:62px}.hero-home .hero-grid{gap:62px}.hero-home h1 em{-webkit-box-decoration-break:clone;box-decoration-break:clone;background:linear-gradient(#0000 79%,#f7941d42 79% 95%,#0000 95%);padding-bottom:.035em}.hero-home .hero-copy{margin-top:22px}.hero-actions{flex-wrap:wrap;align-items:center;gap:14px 24px;margin-top:24px;display:flex}.hero-secondary-action{color:var(--brand-primary);align-items:center;gap:9px;padding-block:10px;font-size:.82rem;font-weight:500;display:inline-flex}.hero-secondary-action:hover{text-underline-offset:4px;text-decoration:underline}.hero-home .hero-search{margin-top:25px;box-shadow:0 5px 22px #00509806}.hero-home .hero-photography{isolation:isolate;padding-top:12px}.hero-home .hero-photography:before{content:"";z-index:-1;background:#ffe7c9;border-radius:29px;position:absolute;inset:-5px -17px 65px 26px;transform:rotate(4deg)}.hero-home .photo-hero picture{border:5px solid #fff;border-radius:25px;box-shadow:0 16px 40px #003d7414}.hero-home .photo-hero img{aspect-ratio:8/5}.hero-home .editorial-photo figcaption{max-width:470px;padding-inline:8px}.hero-home .hero-photo-badge{border-left:4px solid var(--brand-accent);background:#fff;gap:12px;bottom:73px;left:-16px;box-shadow:0 12px 32px #003d7414}.hero-home .hero-photo-badge>svg{background:var(--accent-soft);color:var(--accent-text);box-sizing:content-box;border-radius:10px;padding:8px}.section-head .eyebrow:before,.editorial-section-copy>.eyebrow:before,.ency-home>div>.eyebrow:before,.page-heading>.eyebrow:before{content:"";vertical-align:middle;background:var(--brand-accent);border-radius:2px;width:21px;height:3px;margin-right:9px;display:inline-block}.trust-items svg{color:#ad5700}.ency-home-links a{border-left:3px solid #f3c48a;transition:background .2s,border-color .2s}.ency-home-links a:hover{border-color:var(--brand-accent);background:#fffaf4}.home-tool-card:nth-child(2n) .tool-icon,.tool-tag,.company-kind{color:var(--accent-text);background:var(--accent-soft)}.tool-card:hover,.company-card:hover,.topic-card:hover{border-color:#e7bb83}.need-step,.pick-number{color:var(--accent-text)}.company-bad-debt{border-top-color:#f3c48a}@media (width<=1050px){.hero-home .hero-grid{gap:35px}.hero-actions{gap:10px 16px}.hero-home .hero-photo-badge{padding:12px;font-size:.69rem;bottom:80px;left:-10px}}@media (width<=760px){.hero-home{background:linear-gradient(#fff 45%,#fff8f0 100%);padding-block:35px 28px}.hero-home .hero-grid{gap:25px}.hero-actions{gap:9px 18px;margin-top:21px}.hero-actions .button{padding:12px 15px;font-size:.8rem}.hero-secondary-action{font-size:.75rem}.hero-home .hero-search{margin-top:22px}.hero-home .hero-photography{padding:9px 4px 0}.hero-home .hero-photography:before{border-radius:22px;inset:-2px -5px 64px 22px;transform:rotate(3deg)}.hero-home .photo-hero picture{border-width:4px;border-radius:21px}.hero-home .hero-photo-badge{gap:9px;padding:10px 12px;font-size:.65rem;bottom:75px;left:0}.hero-home .hero-photo-badge>svg{border-radius:8px;width:18px;height:18px;padding:6px}.hero-home .hero-photo-badge small{font-size:.57rem}.hero-home .editorial-photo figcaption{padding-top:12px;font-size:.59rem}}@media (prefers-reduced-motion:reduce){.ency-home-links a{transition:none}}}@media (width<=760px){.header-inner{gap:10px;height:76px}.site-header .brand{flex-shrink:0;gap:10px;font-size:2rem}.site-header .brand-mark{border-radius:12px;width:40px;height:40px;padding-top:3px;padding-right:7px;font-size:31px}.site-header .brand-mark span{font-size:19px;top:1px;right:3px}.header-actions{gap:1px}.header-actions .icon-button{width:38px;height:38px}}@font-face{font-family:Be Vietnam Pro;font-style:normal;font-weight:400;font-display:swap;src:url(/fonts/be-vietnam-pro-400-7aeb652a82.woff2)format("woff2")}@font-face{font-family:Be Vietnam Pro;font-style:normal;font-weight:500;font-display:swap;src:url(/fonts/be-vietnam-pro-500-d2e70f055f.woff2)format("woff2")}@font-face{font-family:Be Vietnam Pro;font-style:normal;font-weight:600;font-display:swap;src:url(/fonts/be-vietnam-pro-600-cbba4053b4.woff2)format("woff2")}@font-face{font-family:Be Vietnam Pro;font-style:normal;font-weight:700;font-display:swap;src:url(/fonts/be-vietnam-pro-700-00142b6d8b.woff2)format("woff2")}.ency-stats{border-block:1px solid var(--border,var(--surface-soft));grid-template-columns:repeat(4,1fr);gap:20px;padding:24px 0;display:grid}.ency-stats span{color:var(--text-muted);font-size:.85rem}.ency-stats strong{color:var(--brand-primary);font-size:2rem;line-height:1.3;display:block}.ency-jump{grid-template-columns:repeat(4,1fr);gap:10px;margin:28px 0 44px;scroll-margin-top:110px;display:grid}.ency-jump a{background:var(--surface-soft);border-radius:9px;padding:16px;font-size:.85rem;font-weight:600}.ency-jump a span{color:var(--text-muted);margin-top:5px;font-size:.75rem;font-weight:400;display:block}.ency-reference{background:var(--surface-raised);border-radius:16px;grid-template-columns:1.2fr 1fr;gap:45px;margin:32px 0 55px;padding:32px;display:grid}.ency-reference h2{margin:8px 0 12px;font-size:1.6rem;line-height:1.4}.ency-reference p{color:var(--text-muted);font-size:.92rem;line-height:1.8}.ency-reference-links{flex-direction:column;justify-content:center;gap:0;display:flex}.ency-reference-links a{border-bottom:1px solid var(--surface-soft);justify-content:space-between;align-items:center;gap:12px;padding:14px 0;font-size:.87rem;font-weight:600;display:flex}.ency-path{border-top:1px solid var(--surface-soft);padding:40px 0;scroll-margin-top:110px}.ency-path>header{align-items:flex-start;gap:24px;margin-bottom:24px;display:flex}.ency-number{color:var(--text-muted);font-size:2.3rem;font-weight:600;line-height:1.3}.ency-path h2{margin:8px 0;font-size:1.6rem;line-height:1.45}.ency-path header p{max-width:780px;color:var(--text-muted);font-size:.92rem;line-height:1.8}.ency-path ol{counter-reset:chapter;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0 0 22px;padding:0;list-style:none;display:grid}.ency-path li{counter-increment:chapter;min-width:0}.ency-path li a{border:1px solid var(--surface-soft);border-radius:12px;height:100%;padding:20px;display:block}.ency-path li a:hover{background:var(--surface-raised);border-color:var(--border-strong)}.ency-path h3{margin-bottom:8px;font-size:1rem;line-height:1.55}.ency-path h3:before{content:counter(chapter,decimal-leading-zero)" · ";color:var(--text-muted);font-size:.8rem}.ency-path li p{color:var(--text-muted);margin-bottom:12px;font-size:.82rem;line-height:1.8}.ency-path li span{color:var(--brand-link);align-items:center;gap:10px;font-size:.77rem;font-weight:600;display:flex}.chapter-nav{border:1px solid var(--surface-soft);border-radius:12px;margin-top:30px;padding:20px}.chapter-nav h2{margin:8px 0;font-size:.9rem}.chapter-nav p{color:var(--text-muted);font-size:.8rem;line-height:1.7}.chapter-nav a{text-underline-offset:3px;margin-top:13px;font-size:.8rem;line-height:1.7;text-decoration:underline;display:block}.chapter-nav .chapter-index{letter-spacing:.04em;font-size:.7rem;font-weight:600;text-decoration:none}.ency-home{grid-template-columns:1.2fr 1fr;align-items:center;gap:35px;padding:32px 0;display:grid}.ency-home h2{margin:8px 0 12px;font-size:2rem;line-height:1.4}.ency-home p{color:var(--text-muted);font-size:.95rem;line-height:1.8}.ency-home-links{grid-template-columns:repeat(2,1fr);gap:12px;display:grid}.ency-home-links a{border:1px solid var(--surface-soft);background:#fff;border-radius:10px;align-items:center;gap:10px;padding:20px;font-size:.88rem;font-weight:600;display:flex}.reference-filter{grid-template-columns:2fr 1fr;gap:18px;margin-bottom:20px;display:grid}.reference-list{gap:14px;margin:20px 0 60px;display:grid}.reference-card{border:1px solid var(--surface-soft);border-radius:12px;min-width:0;padding:24px}.reference-card h2{margin:8px 0;font-size:1rem;line-height:1.6}.reference-card p{color:var(--text-muted);font-size:.85rem;line-height:1.8}.reference-card .source-domain{word-break:break-all;color:var(--text-muted);font-size:.72rem}.reference-card summary{cursor:pointer;margin-top:14px;font-size:.8rem}.reference-card li{margin:10px 0;font-size:.8rem}.reference-card>a{margin-top:10px;font-size:.82rem;text-decoration:underline;display:inline-block}.worksheet-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:30px 0 60px;display:grid}.worksheet-card{border:1px solid var(--surface-soft);border-radius:12px;padding:27px;scroll-margin-top:110px}.worksheet-card h2{margin:12px 0;font-size:1.15rem;line-height:1.5}.worksheet-card p,.worksheet-card li{color:var(--text-muted);font-size:.86rem;line-height:1.85}.worksheet-card ul{margin:14px 0;padding-left:20px}.worksheet-card .text-link{margin-top:14px}.worksheet-card .downloads{flex-wrap:wrap;gap:18px;display:flex}.ency-note{border-left:3px solid var(--brand-primary);background:var(--surface-raised);margin:24px 0;padding:14px 20px;font-size:.87rem;line-height:1.8}.glossary-index{flex-wrap:wrap;gap:8px;margin:22px 0;display:flex}.glossary-index a{border:1px solid var(--surface-soft);border-radius:6px;padding:7px 12px;font-size:.8rem;display:block}.glossary-item{scroll-margin-top:110px}@media (width<=760px){.ency-stats{grid-template-columns:repeat(2,1fr)}.ency-jump{grid-template-columns:repeat(2,1fr);margin-bottom:28px}.ency-jump a{padding:12px}.ency-reference,.ency-home{grid-template-columns:1fr;gap:20px;padding:24px}.ency-home{padding:0}.ency-path ol,.worksheet-grid{grid-template-columns:1fr}.ency-path>header{gap:16px}.ency-path h2{font-size:1.3rem}.ency-number{font-size:1.8rem}.ency-reference h2,.ency-home h2{font-size:1.5rem}.reference-filter{grid-template-columns:1fr}.reference-card{padding:18px}.ency-home-links a{padding:16px}}@media (width>=761px) and (width<=1180px){.desktop-nav{gap:14px;font-size:.75rem}.header-cta{display:none}.header-inner{gap:16px}}.topic-route-section{margin:12px 0 35px}.topic-route-section .section-head h2{font-size:1.45rem}.topic-route-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.topic-route-card{border:1px solid var(--line);background:#fff;border-top:3px solid #f3c48a;border-radius:12px;flex-direction:column;align-items:start;padding:25px;display:flex}.topic-route-card:hover{border-color:var(--brand-accent);background:#fffbf6}.topic-route-number{color:var(--accent-text);margin-bottom:15px;font-size:.75rem}.topic-route-card h3{margin-bottom:10px;font-size:1.05rem;line-height:1.55}.topic-route-card p{margin-bottom:18px;font-size:.83rem;line-height:1.85}.topic-route-card .text-link{white-space:normal;gap:8px;margin-top:auto;font-size:.77rem}.topic-route-card svg{flex-shrink:0}.topic-practice{background:var(--brand-soft);border-radius:12px;justify-content:space-between;align-items:center;gap:25px;margin-top:18px;padding:24px;display:flex}.topic-practice h3{font-size:.98rem;line-height:1.6}.topic-practice p{max-width:780px;margin-top:7px;font-size:.8rem}.topic-practice .button{flex-shrink:0}@media (width<=760px){.topic-route-grid{grid-template-columns:1fr;gap:12px}.topic-route-card{padding:21px}.topic-route-number{margin-bottom:8px}.topic-practice{flex-direction:column;align-items:start;gap:18px;padding:21px}.topic-route-section .section-head{margin-bottom:20px}}
